Now serving 50,000+ teams in 100+ countries

One card.
Every payment.
Anywhere.

Issue virtual cards in seconds. Run global ad spend, cloud bills, AI subscriptions, and team expenses — all from one dashboard with real exchange rates and zero monthly fees.

Works everywhere you already spend

AI & LLM

OpenAI

ChatGPT Plus · API Credits

Social Advertising

Meta Ads

Facebook · Instagram · Reels

AI Assistant

Claude

Anthropic API · Pro Plans

Connectivity

Starlink

Business · Maritime · Aviation

Cloud & Ads

Google

Google Ads · GCP · Workspace

Communications

Infobip

SMS · WhatsApp · Voice API

Consumer & Dev

Apple

App Store · iCloud · Dev Tools

680+

payment

scenarios

Platform

Your entire treasury,
in one view.

Real-time balances, smart analytics, and instant card controls — designed for modern finance teams.

vcc.agency/dashboard

Good morning,

Alex Chen

All systems operational

Total Balance

$98,911.70

+12.4%

Monthly Spend

$23,410.50

+3.2%

Active Cards

14

2 new

Payment Volume

Last 7 months

+18.2%vs last period
Jan
Feb
Mar
Apr
May
Jun
Jul

Recent

🇺🇸

Stripe Inc.

2m ago

+$12,400.00
🇺🇸

AWS Services

1h ago

-$3,210.50
🇨🇦

Shopify Ltd.

3h ago

+$8,750.00
🇺🇸

Figma Inc.

5h ago

-$720.00

Virtual Cards

Issue cards instantly. Control spending precisely.

••••••••••••4291

Card Holder

Alex Chen

Expires

12/28

••••••••••••8847

Card Holder

Sarah Kim

Expires

12/28

••••••••••••3356

Card Holder

Marketing Team

Expires

12/28

US Dollar

$48,291.20

USD
+2.4%24h change
Euro

€32,180.50

EUR
+0.8%24h change
British Pound

£18,440.00

GBP
-0.3%24h change

What you get

Built for teams that
move fast globally.

40+ card types. Multi-currency settlement. Zero monthly fees. The infrastructure your finance team has been asking for.

Card in under 60 seconds

Three steps: register, pick a plan, fund your account. Your card number is live before you finish reading this.

Instant issuance

680+ payment categories

Ad platforms, cloud infrastructure, AI tools, streaming, SaaS, e-commerce — if it accepts Visa or Mastercard, it works.

Universal coverage

Isolated by design

Every card gets a unique number generated at open time. No shared identifiers, no cross-card exposure. Fraud stops at the card level.

Privacy-first

Reconciliation without the spreadsheet

All cards, all transactions, one dashboard. Exportable records that your accounting team will actually thank you for.

Clean books

API access for teams that build

Programmatically issue cards, set limits, and pull transaction data. Webhooks, SDKs, and clean REST endpoints included.

Developer-ready

Fund with cryptocurrency

Top up using USDT, USDC, or other major cryptocurrencies. No friction on the way in — your balance is ready to deploy the moment it lands.

Crypto funding

Scenarios

The card your stack
already accepts.

680+ verified payment categories. If your tool takes a card, VCC works.

📡

Ad Platforms

  • Google Ads
  • Meta Ads
  • X / Twitter Ads
  • TikTok Ads
☁️

Cloud & Infra

  • Amazon AWS
  • Google Cloud
  • Microsoft Azure
  • Cloudflare

AI Tooling

  • OpenAI / ChatGPT
  • Midjourney
  • Hugging Face
  • Anthropic

Payments & Commerce

  • Stripe
  • Shopify
  • PayPal
  • Apple Pay

How it works

Up and running
in four steps.

01

Create your account

Sign up with basic details. No paperwork, no waiting period.

02

Choose a card type

Personal, corporate, or API-based — pick the plan that fits how you operate.

03

Fund your balance

Deposit using USDT, USDC, or other major cryptocurrencies. Funds settle and are ready to use immediately.

04

Start spending

Your card number is live. Use it anywhere Visa or Mastercard is accepted online.

Spend limits per card

Set exact budgets per team, project, or vendor. When the limit hits, the card stops — not your whole account.

One number, one purpose

Each virtual card is isolated. If a vendor is compromised, only that card's balance is at risk. Your main account stays clean.

Real-time transaction feed

Every charge appears in your dashboard instantly. No end-of-month surprises, no manual importing, no guesswork.

Cards for corporate and personal

Issue dedicated cards for employees, agencies, or personal use. Manage everything from one login with role-based access.

API Integration

Integrate cards into your product in an afternoon.

REST API with clean documentation. Auto-generate card numbers, set programmatic limits, pull transaction records via webhooks. Built for developers, used by finance teams.

  • Instant card creation via POST
  • Transaction webhooks in real time
  • Encrypted requests, zero plain-text exposure
  • Multi-country, multi-currency support
View API docs
create-card.js
// Issue a virtual card via API
const response = await fetch(
  'https://api.vcc.agency/cards',
  {
    method: 'POST',
    headers: {
      Authorization: 'Bearer YOUR_KEY',
    },
    body: JSON.stringify({
      amount: 1000,
      currency: 'USD',
      label: 'Q2 Ad Spend',
    })
  }
);

const card = await response.json();
// → { id, number, cvv, expiry }

Pricing

The more you spend,
the less it costs.

Volume-based pricing with no platform fees. Your costs decrease as your operation scales — exactly as it should be.

Starter

For teams beginning to scale international spend.

Monthly volume

$10k – $50k / mo

Card issuance$2.50
Recharge rate3.5%
Annual limit$200,000
Card validity2–3 years
Monthly fee$0
Get started

Growth

For growing ops teams with regular multi-platform spend.

Monthly volume

$100k – $150k / mo

Card issuance$2.00
Recharge rate3.0%
Annual limitCustom
Card validity2–3 years
Monthly fee$0
Get started
Most Popular

Scale

For established teams running serious global operations.

Monthly volume

$200k – $300k / mo

Card issuance$1.50
Recharge rate2.0%
Annual limitCustom
Card validity2–3 years
Monthly fee$0
Get started

Enterprise

White-glove service, dedicated support, and custom contracts.

Monthly volume

$300k+ / mo

Card issuance$1.00
Recharge rate1.5%
Annual limitUnlimited
Card validity2–3 years
Monthly fee$0
Get started

Always included, across every tier

Zero monthly or annual platform fees
Unlimited card issuance within your plan
Multi-currency settlement at live rates
Real-time dashboard and transaction export
Crypto top-up: USDT, USDC & more
2–3 year card validity period

Processing $300k+/mo? Talk to us about a custom rate.

FAQ

Questions worth
answering honestly.

Everything you should know before signing up. No fluff.

Still have questions? Reach out to our team →

Accounts open in under 3 minutes

Stop waiting on banks.
Start issuing cards.

VCC gives your team the payment infrastructure that enterprise finance tools never could — without the six-month onboarding.

No monthly fees · No credit check · No onboarding wait

50,000+

Teams worldwide

$2B+

Processed monthly

40+

Card types

99.99%

Uptime